### **WAIVER AND RELEASE OF LIABILITY AGREEMENT**
**Event**: Plan and Play Retreat
**Location**: The Venetian, Las Vegas
**Dates**: February 23-25, 2025
**Organizer**: CRUSH Your Money Goals®
**Contact Information**: [Insert Contact Details]
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**Please read this waiver carefully. By signing this form, you acknowledge and agree to the terms and conditions outlined below.**
### 1. **Acknowledgment of Non-Financial Advice**
I, the undersigned, understand and acknowledge that all information, materials, and guidance provided during the **Plan and Play Retreat** by CRUSH Your Money Goals® and its representatives is for **educational and informational purposes only**.
I understand that no part of this retreat constitutes **personalized financial advice**, and any financial decisions made as a result of attending this event are my own responsibility.
CRUSH Your Money Goals® and its representatives are not responsible for any financial outcomes or consequences arising from the use of the information provided during the retreat.
### 2. **Photograph and Media Release**
I grant permission to **CRUSH Your Money Goals®** and its affiliates to photograph, record, or capture me in any media format during the retreat.
I understand that these images and recordings may be used for promotional purposes, including but not limited to marketing materials, social media, websites, and future promotional content.
I waive any right to review or approve the use of such materials and understand that I will not receive any compensation for their use.
### 3. **Assumption of Risk and Waiver of Liability**
I understand that participation in the **Plan and Play Retreat** may involve physical activities or require the use of facilities at The Venetian. I acknowledge that I am voluntarily participating in the retreat and assume full responsibility for any **risks of injury or harm**, including but not limited to physical injury, illness, or property damage.
In consideration of being allowed to participate, I hereby release and hold harmless **CRUSH Your Money Goals®**, its employees, representatives, and contractors from any liability, claims, or causes of action of any kind, whether known or unknown, arising out of or related to my participation in the retreat, including but not limited to injury, illness, or property damage.
### 4. **Schedule and Fees**
This agreement is valid as of the **Purchase Date**, and the term ends upon the Client’s completion of the retreat.
- The **program investment** is $997 USD, paid in full at the point of purchase. A payment plan may be offered at the discretion of the Company.
- Credit cards will be securely processed via the registration page (hosted by Kajabi).
- If a payment plan is in place and the card on file is declined, the Client will be notified via email and has three (3) business days to provide a valid card before coaching or participation is suspended. Any sessions missed due to failed payment are **forfeited**.
- The payment is **non-refundable**.
### 5. **Confidentiality and Disclosure Policies**
The Company-Client relationship is not legally bound by confidentiality (such as in medical or legal professions). However, the Company fosters an environment of trust, and participants are expected to maintain the confidentiality of personal or business information shared during the retreat.
If a participant is found disclosing another participant’s sensitive information without consent, they may be dismissed from the retreat without refund.
While participants are encouraged to promote and support one another outside of the retreat, personal details shared in sessions must remain confidential.
The Company will not disclose the names of Clients publicly without expressed permission (usually requested through testimonials). No specific coaching topics will be disclosed without permission.
### 6. **Ownership of Written Materials**
All materials provided during the retreat, including workbooks, exercises, and documents, are the intellectual property of **Bernadette Joy, LLC** and protected by federal copyright laws.
These materials are for personal use only and may not be publicly shared, sold, or redistributed without expressed permission. Sharing with trusted family and friends is allowed solely for support purposes and must not involve resale or redistribution.
By checking this box, I confirm that I have read, understood, and agree to the terms and conditions outlined in this waiver.**