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I will walk you through step-by-step the exact budget routine and template I used to become a debt free millionaire (and it takes an hour or less per month)

For only $47!

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Complete Bernadette's 7-Step Money Challenge!

This 7-step self-paced video series is ideal for busy professionals who want to start planning their escape from the golden handcuffs to financial independence (not just literacy).

Learn alongside national money expert Bernadette Joy using the same steps she used to become a debt free millionaire!

She's been featured in Forbes, CNBC, Good Morning America and has taught thousands of people to better money habits.

She'll walk you through C-R-U-S-H your money goals!

20 minutes a day (or if you're an overachiever you can finish it all in one sitting!)

  • Step 1: Which of these five mistakes are you NOT making again?

  • Step 2: C is for CURATE Your Accounts

  • Step 3: R is for REVERSE into Independence

  • Step 4: U is for UNDERSTAND Your (Net) Worth

  • Step 5: S is for SPEND Intentionally

  • Step 6: H is for HEAL Your Money Wounds 

  • Step 7: You’ve got your next steps to your money goals!

BONUS! Budget Like A Millionaire ($47)

Add Budget Like A Millionaire to learn the exact money routine I use every month to become a debt free millionaire. Step-by-step, you'll replicate my budget and stick to it better than any other budget you've had before!

WHAT STUDENTS ARE SAYING:

  • "I love the concept of owning not only your money, but your time and energy."  

  • "I really like the names of the categories - they immediately frame my thinking around my spending. Great idea!"

  • "Woop! Got the foundation set up and will use the rest of this week to tweak things. Excited to use this...much better than the paper and spread sheets I've been using the past few years ;)"

  • "OMGosh finally starting to click!!! I'm very much a "big picture/sticky note crazy" person that needs to see it all laid out! This makes it easy to see how to close the gap! Thank you Thank you : )"