BANGTAN BUNDLE


Enjoy BTS AND Your Financial Future!
You don't have to choose one or the other

Two yellow arrow heads pointing down

Learn how to save, spend, and enjoy more freedom!

💜 How to make room in your budget for the things you genuinely love

💜 How to save for concerts, travel, and future goals

💜 Investing basics and building long-term wealth

💜 What financial independence actually means and whether it's something you want to pursue

💜 Practical money habits that can reduce stress and increase flexibility

Whether your goal is early retirement, traveling more, changing careers, taking a sabbatical, or simply feeling more confident with money, you'll leave with practical ideas you can start applying right away.

Early Bonus for first 30 Registrants

📚 Signed Copy of CRUSH Your Money Goals: Featured by Oprah Daily, Publishers Weekly, and the New York Public Library

🎁 BTS-inspired freebies from fellow ARMY-owned small businesses (Available for US mailing addresses only right now)

GRAB YOUR BANGTAN BUNDLE NOW
Bernadette sitting on a bench outside looking at a laptop

What's included 

Cha-Ching Challenge cover + Intro to CRUSH Your Money Goals course graphic + Budget For Freedom course graphic + CRUSH Your Money Goals book cover

If Purchased Separately $161, bundled for just $47

  • Cha-Ching Checklist: A step-by-step workbook to overcome the overwhelm of starting your money journey with my personally curated list of money tools and resources ($20 value)
  • Intro to CRUSH Your Money Goals video course: Seven 20-minute video lessons that walk you through CRUSH ($47 value)

That's less than the cost of most concert merch!

  • Budget For Freedom course: A video tutorial that walks you through a 5-step personalized budget ($47 value)
  • Money Workshop on July 29, 2026 from 5:30 PM–7:00 PM PDT: based on the book CRUSH Your Money Goals named one of the top personal growth books by Oprah Daily! ($47 value)
GRAB YOUR BANGTAN BUNDLE NOW

I'm Bernadette Joy,

your ARMY Auntie!

A few weeks ago, I posted that I had retired at 40 and am seeing BTS 20 times this year.

The response was immediate: How can you afford that? Fair question.

I'm a first-generation Filipino American, the eighth of nine kids, and definitely not a nepo baby.

What changed my life wasn't a lucky break. It was learning how to save, invest, pay off debt, and spend intentionally.

That's why I created this special edition of my most popular money class just for ARMY. Not because everyone wants to retire early. But because most of us want the same things:

💜 The ability to travel without stressing about money

💜 The ability to enjoy concerts without going into debt

💜 The confidence to start investing

💜 More flexibility and options in life

💜 A future that's just as exciting as the next comeback

Over time, those habits helped me pay off $300,000 of debt, build wealth, leave corporate at 40, and create more freedom for health, family and of course... BTS!

GRAB YOUR BANGTAN BUNDLE NOW