Live on your own terms,

not your loan terms.

Crush Your Money Goals® is your fun, five step system to pay off debt and save money without shame, fear and guilt.


What is the CRUSH system?

CRUSH is the acronym for the five steps founder Bernadette Joy created to help you pay down debt. She based CRUSH on her own plan that paid off $300,000 of debt in three years.

Watch on Good Morning America

"Thank you Bernadette! I used the process and paid off the account discussed today. You are such a motivator without being 'pushy' about it."

Elease in Charlotte, NC
Crush Your Money Goals member since March 2020

Get Help Crushing Debt

Our monthly accountability program offers exclusive access to classes, one-on-one coaching, and the support of a community crushing $1M of debt all around the country, led personally by Bernadette Joy herself.

Not ready to commit long-term?

Other fun ways to learn how to crush your money goals.

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Disclaimer: Bernadette Joy is not a licensed financial or career professional. The information that is found here are opinions and the opinions of other readers/contributors, and should be taken as such. Some content may contain affiliate links or sponsored content — we will NEVER work with a brand or showcase a product that we don't personally use or believe in.


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