

Training future millionaires
The Crush Your Money Goals Academy® is proven training to grow your worth by adding to your assets, ditching debt and reaching financial independence faster than the patriarchy prescribed.
Starting April 2022 will be our MILLIONAIRE MASTERMIND weekly training. Other programs only help you accumulate knowledge based on math. We train you with a behavior based approach to not only grow your knowledge, but to apply new habits to grow your net worth. We will never sacrifice your mental health for money.


“I have literally rewired my brain so that my relationship is much healthier when it comes to my financial freedom!"
Caitlin, Strategist
Charlotte, NC

“I want to train my nieces & nephews to view money they way that I now do as a result of my time with Bernadette. It's the best inheritance I could leave them.”
Erin, Educator
Chicago, IL

"The women in this group are so motivating. I love our weekly calls and hearing and learning from everyone.”
Lindsey, Talent Executive
New York, NY

- You had a plan to achieve your biggest money goals like investing and paying down debt
- You could make money choices with confidence
- You didn’t waste any more time or energy doing tasks you hate
- You could spend what you want on what you love without guilt
- You worked less and still made more money towards your first $1M
- You truly invested not only in yourself today, but the rest of your life



Bernadette Joy is a nationally recognized money expert and educator who paid off $300,000 of debt in 3 years and built her first $1M of net worth in her thirties. She blends a decade of experience in both business and psychology to teach more than just math, but overcoming the mental and emotional stress that comes with finances. She’s already practicing early retirement balancing teaching Crush Your Money Goals with traveling, going to live concerts and eating lots of charcuterie aka adult lunchables.
JOIN THE MILLIONAIRE MASTERMIND IF...
- You are ready to get organized with your finances with a clear roadmap
- Have big goals in mind, but not sure how to get there
- You make good money, and want to manage it better
- Want to make progress faster and smarter than doing it alone
- Believe in sharing wealth with people you love
- Ready to make money doing more of what you love
Most importantly, this is for you if you believe you DESERVE to life a rich life.

WHAT YOU'LL LEARN:

The blueprint to invest in your future self, save more and crush money stress

Traditional and alternative investing basics including the stock market and real estate

How to save more money towards your biggest financial goals

Maximize your income and pay down debt

Create new income streams and get expert feedback

Feel like FIRE [Financial independence, Relax Every Day]

Grow your worth despite the patriarchy and your imposter syndrome


How to invest even more in your future self

Maximize and diversify your income

Feel like FI/RE And Grow Your Worth

Create new income streams


“My legacy will be one of kindness, philanthropy and impact. That has always been my goal, but this program has given me a game plan to get there.”
Darlene, Attorney
Charlotte, NC

“Continue! Continue! Continue Bernadette!!! You are always looking to create more opportunities for us to learn and grow."
Greta, CEO of Esther Enterprises
Franklin, VA

"I’m not alone on this financial journey. The wonderfully diverse group of women that I have had the privilege of working with have inspired me, made me cry and made me laugh. We have all grown in different, but very important ways."
Angela, Publicist
Somerset, KY

"Being able to explain my financial situation to someone who is my age, has gone through similar financial struggles and who provides nothing but support and encouragement was the boost I needed to make things happen."
Quinn, Strategic Business Developer
Durham, NC

“My husband and I have never been more on the same page. By walking through our net worth worksheet and goals together, we are now in lockstep with our plan for the future. You can’t put a price on that.”
Lauren, Business Coach
Charlotte, NC