• Wondering where all your money went, even if you make good income
  • Getting money advice that doesn't consider your personal situation
  • Feeling unsure if you're making the right moves or mistakes
  • Feeling guilty for spending on things that you enjoy
  • Being stuck at your current income level and long hours
  • Having no idea if or when you’ll ever stop working so hard
I'M READY

Welcome future millionaires!

Crush Your Money Goals® is an academy for smart and motivated go-getters like you to grow your worth. Learn personally from a self-made millionaire to ditch debt, save, invest and reach financial independence decades faster than the patriarchy prescribed.

Other programs only offer information that you can google for free, from people who may or may not actually practice what they preach. We personally coach you with a behavior based approach to not only increase your money knowledge, but to apply sustainable habits for the rest of your life.

Most importantly, we don't want you to work harder, but smarter! We will never sacrifice your mental health, shame or judge here. We can't wait to be your wealth building ally!

“I have literally rewired my brain so that my relationship is much healthier when it comes to my financial freedom!"  

Caitlin, Strategist 

Charlotte, NC

“I want to train my nieces & nephews to view money they way that I now do as a result of my time with Bernadette. It's the best inheritance I could leave them.” 

Erin, Educator 

Chicago, IL

"The women in this group are so motivating. I love our weekly calls and hearing and learning from everyone.”

Lindsey, Talent Executive

New York, NY

  • You had a simple plan to achieve your biggest money goals like investing and paying down debt
  • You could make all your money choices with confidence
  • You stopped wasting time and energy doing shit you hate
  • You could spend what you want without guilt
  • You worked less AND made more money
  • You invested in yourself today, and your future self to be happy and free
I'M READY

I'm a nationally recognized money coach who paid off $300,000 of debt in 3 years and built my first $1M of net worth in my thirties. I blend a decade of expertise in business and psychology to help you overcome the mental and emotional stress that comes with money and build tangible wealth. I'm retired early but I choose to coach every day because I'm tired of greedy leaders, and we need more good human beings with wealth!  When I'm not coaching, I'm traveling, dancing hip hop and k-pop, and eating lots of charcuterie and chocolate.

JOIN ME IF YOU...

  • Are excited about your money goals and want a simple, clear plan to follow
  • Are over doing it alone and want expert help instead of wasting your precious time
  • Want to stop the cycle of self-doubt
  • Want to shave decades off feeling forced to work
  • Are not interested in greed and believe in sharing wealth and helping people around you
  • Are ready to make money without working as hard as you are now

We are NOT for everyone (and that's okay!). If you are not ready to take action, don't want to live the life you deserve, or think that wealth comes without commitment, check out our free resources for now.

WHAT YOU'LL LEARN:

How to crush money stress and un-learn unhelpful habits

Exactly how much you need in savings to eventually stop working if you wanted to

 How to save more money towards your biggest goals, even if they seem unattainable

 Pay down stressful debt faster like credit cards, cars and student loans

A simple and easy to follow money plan that takes less than an hour per month

Conquer tough money conversations with partners, family and friends

Build multiple income streams, both passive and active

Pick the plan for you

FUTURE MILLIONAIRE -

VIP PRIVATE COACHING

(PAY $1,500/MONTH)

  • Individualized planning to grow your next six figures of net worth [$100,000 value]
  • 12 weeks of personal one-on-one money consultations with millionaire coach Bernadette Joy [$10,000 value]
  • Exclusive real-time access to Bernadette via voice and text messaging [$10,000 value]
  • Weekly follow-up progress reports and accountability assignments [$1,000 value]
  • Unlimited access to the Crush Your Money Goals Academy with over 20 classes and recordings in our library [$10,000 value]
  • Personal templates and tools with tutorials to help you organize, budget, pay down debt, invest and more
  • Access to meet experts in investing, small business, mental health and more

OPTIONAL BONUSES

  • Live group business coaching led by Bernadette every Wednesday at 6:00PM ET [$1500 value]
  • Live weekly refresher classes to hone your investing, saving and money planning skills [$1500 value]
  • Monthly in-person events in Charlotte, NC [$1500 value]

Over $130,000 in value! Clients have increased their net worth by five and six figures AND the peace of mind to manage their money better than ever before.

SIGN ME UP

FLOW YOUR WORTH -

WEEKLY GROUP COACHING 

(PAY $500/MONTH)

  • 10 Week live business training led by Bernadette at 6:30PM ET every Wednesday [$1,500 value]
  • Live weekly group coaching with Bernadette to hone your saving, investing and money management skills [$1,500 value]
  • One personal consultation with Bernadette for at least $10,000 worth of recommendations in a simple, written action plan [$10,000 value]
  • Unlimited access to the Crush Your Money Goals Academy with over 20 classes and recordings in our library [$10,000 value]
  • Personal templates and tools with tutorials to help you organize, budget, pay down debt, invest and more [$1,000 value]

Over $20,000 of value delivered for at least a 10x return!

SIGN ME UP

CRUSH YOUR MONEY GOALS -

COURSE + CONSULTATION

(PAY $600 One-Time Tuition)

  • The exact money plan you need to manage all your finances for the rest of your life in less than an hour per month [PRCELESS!]
  • Step-by-step video tutorials to organize all of your money accounts, plan your monthly spending and find thousands of dollars in savings [$10,000 value]
  • A one-time personal consultation with Bernadette to lay out your exact money plan with at least $10,000 of immediate action steps [$10,000 value]

  • Unlimited access to the Crush Your Money Goals Academy with over 20 classes [$10,000 value]
  • Discounted member rate for next six months of consultations with Bernadette [up to $6,000 in savings]
  • Personal templates and tools with tutorials to help you organize, budget, pay down debt, invest and more

  • BONUS ENDS JUNE 30TH! Sign up today for 4 additional group coaching sessions ($500 value)

Over $30,000 of value delivered to you! That's a 20x return on your investment!

SIGN ME UP

How to invest and become a millionaire while working less

Grow your next six figures of income without selling your soul

Pay off your next $10,000 of debt in less than a year

Calculate exactly how much money is enough to live your best life

“My legacy will be one of kindness, philanthropy and impact. That has always been my goal, but this program has given me a game plan to get there.” 

Darlene, Attorney 

Charlotte, NC

“Continue! Continue! Continue Bernadette!!! You are always looking to create more opportunities for us to learn and grow."

Greta, CEO of Esther Enterprises 

Franklin, VA

"I’m not alone on this financial journey. The wonderfully diverse group of women that I have had the privilege of working with have inspired me, made me cry and made me laugh. We have all grown in different, but very important ways." 

Angela, Publicist 

Somerset, KY

"Being able to explain my financial situation to someone who is my age, has gone through similar financial struggles and who provides nothing but support and encouragement was the boost I needed to make things happen." 

Quinn, Strategic Business Developer 

Durham, NC

“My husband and I have never been more on the same page. By walking through our net worth worksheet and goals together, we are now in lockstep with our plan for the future. You can’t put a price on that.”

Lauren, Business Coach

Charlotte, NC

What's holding you back? Clear your doubts.

THE CRUSH ACADEMY (BRONZE) 

($499 ONE TIME)

 

  • Unlimited access to over 20 classes and recordings in our library

  • Personal templates and tools

  • Discounted access to future live events

SIGN ME UP

MOST POPULAR

 

WOMAN CRUSH WEDNESDAY (SILVER) 

($499 /MONTH)

 

  • Live weekly group masterclass taught by Bernadette

  • Access to meet other money experts in investing, small business and more

     
  • Access to weekly office hours with Bernadette

  • Discounted access to future live events

     
  • Unlimited access to over 20 classes and recordings in our library

  • Personal templates and tools

SIGN ME UP

BERNADETTE AS YOUR CFO (GOLD) 

($999 /MONTH)

 

  • Daily access to Bernadette via voice messaging

  • Monthly money review with Bernadette

  • Live weekly group masterclass taught by Bernadette

  • Access to meet other money experts in investing, small business and more

     
  • Access to weekly office hours with Bernadette

  • Free VIP access to future live events

  • Unlimited access to over 20 classes and recordings in our library

  • Personal templates and tools

     
SIGN ME UP
SIGN ME UP
SIGN ME UP
SIGN ME UP
  • Stop letting money rule your life?
  • Afford the life you know you deserve? 
  • Find freedom in your finances?
  • Stop tedious tracking and boring tasks?
  • Grow your wealth and emotional health?
  • Break generational curses and build generational legacy?
I'M READY