Why women need their own credit

Apr 20, 2021

Whether you're single or married, young or old, it's imperative you have your own credit – here's why


Bernadette Joy, founder of Crush Your Money Goals, knows firsthand the challenges that come with a lack of credit. Joy hadn’t used credit in some time when she purchased her home, so she had no credit score.

“It’s not that I’m bad with finances – it was quite the opposite,” Joy said. “I had no credit score because I put myself in a position to not rely on debt. I was still able to purchase the home, but I had to get the mortgage manually underwritten.”

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