• Making good money, but wondering where it all went
  • Getting money advice and still feeling confused
  • Being stressed about where you are financially
  • Feeling guilty for spending on things you know you want
  • Missing out on opportunities to make more money with less effort
  • Having no idea if or when you’ll ever stop working so hard
I'M READY

This is NOT another coaching program or mastermind.

The Crush Your Money Goals Academy® is proven training you to grow your worth by freeing yourself from debt, investing intentionally and reaching financial independence faster than the patriarchy prescribed.

 Other programs only help you accumulate knowledge. We train you to actually apply it to grow your net worth.

“I have literally rewired my brain so that my relationship is much healthier when it comes to my financial freedom!"  

Caitlin, Strategist 

Charlotte, NC

“I want to train my nieces & nephews to view money they way that I now do as a result of my time with Bernadette. It's the best inheritance I could leave them.” 

Erin, Educator 

Chicago, IL

"The women in this group are so motivating. I love our weekly calls and hearing and learning from everyone.”

Lindsey, Talent Executive

New York, NY

  • You could stop worrying about making money decisions
  • You had a plan to achieve your biggest money goals
  • You didn’t waste any more time or energy doing tasks you hate
  • You could spend on what you love without guilt
  • You worked less and still made more money
  • You truly invested not only in yourself today, but the rest of your life
I'M READY

Bernadette Joy is a nationally recognized money expert and educator who paid off $300,000 of debt in 3 years and built her first $1M of net worth in her thirties. She blends a decade of experience in both business and psychology to teach more than just math, but overcoming the mental and emotional stress that comes with finances. She’s already practicing early retirement balancing teaching Crush Your Money Goals with traveling, going to live concerts and eating lots of charcuterie aka adult lunchables.

THIS IS FOR YOU IF...

  • You are ready to get organized with your finances
  • Have a big money goal in mind, but not sure how to get there
  • You make good money, but want to manage it better
  • Want to stop living paycheck to paycheck
  • Believe in sharing wealth with people you love
  • Ready to make money doing more of what you love

WHAT YOU'LL LEARN:

The blueprint to manage money with less effort and stress 

 How to clear the clutter in all your money accounts quickly

 How to save more money towards your biggest financial goals

 Pay down debt

 Invest more in assets that excite you

 To save exactly what you need towards retiring early

 Build a team of experts to do the work for you and reach financial independence

BERNADETTE AS YOUR CFO (GOLD) 

($999 /MONTH)

  • Daily real-time access to Bernadette via voice messaging [$1,000 value]
  • Personal monthly money review with Bernadette [$1,000 value]
  • Live masterclass taught by Bernadette every Wednesday at 5:30PM ET [$500 value]
  • Weekly office hours with Bernadette every Wednesday from 12-1PM ET [$500 value]
  • Access to meet other money experts in investing, small business and more 
  • VIP access to future in-person summit
  • Unlimited access to the Crush Your Money Goals Academy with over 20 classes and recordings in our library [$10,000 value]
  • Personal templates and tools with tutorials to help you organize, budget, pay down debt, invest and more
SIGN ME UP

WOMAN CRUSH WEDNESDAYS (SILVER) 

($499 /MONTH)

  • Live masterclass taught by Bernadette at 5:30PM ET every Wednesday [$500 value]
  • Office hours with Bernadette every Wednesday between 12-1PM ET for Q&A [$500 value]
  • Access to meet top money experts in investing, small business and more
  • Discounted access to future live events 
  • Unlimited access to the Crush Your Money Goals Academy with over 20 classes and recordings in our library [$10,000 value]
  • Personal templates and tools with tutorials to help you organize, budget, pay down debt, invest and more
SIGN ME UP

THE CRUSH ACADEMY (BRONZE) 

($499 TODAY ONLY)

  • Unrestricted access to over twenty recorded classes [$2,000 value]

  • Unrestricted access to the FLOW recorded course [$1,000 value]

  • Unrestricted access to the Net Self Worth recorded course [$4,500 value]

  • Unrestricted access to the Chief FI/RE Officer recorded course [$4,500 value]

  • Personal templates and tools to crush debt and put your whole financial plan together

  • Discounted access to future live events

    Over $10,000 of value! That's a 20x return on your investment!

SIGN ME UP

How To Grow Your Worth

Live On Your Own Terms, Not Your Loan Terms

How To Retire Early

Clear The Money Clutter

“My legacy will be one of kindness, philanthropy and impact. That has always been my goal, but this program has given me a game plan to get there.” 

Darlene, Attorney 

Charlotte, NC

“Continue! Continue! Continue Bernadette!!! You are always looking to create more opportunities for us to learn and grow."

Greta, CEO of Esther Enterprises 

Franklin, VA

"I’m not alone on this financial journey. The wonderfully diverse group of women that I have had the privilege of working with have inspired me, made me cry and made me laugh. We have all grown in different, but very important ways." 

Angela, Publicist 

Somerset, KY

"Being able to explain my financial situation to someone who is my age, has gone through similar financial struggles and who provides nothing but support and encouragement was the boost I needed to make things happen." 

Quinn, Strategic Business Developer 

Durham, NC

“My husband and I have never been more on the same page. By walking through our net worth worksheet and goals together, we are now in lockstep with our plan for the future. You can’t put a price on that.”

Lauren, Business Coach

Charlotte, NC

Let's clear up your doubts

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  • Stop stressing about money?
  • Afford the life you deserve? 
  • Find freedom in your finances?
  • Stop letting money rule your life?
  • Grow your net worth and your self-worth?
  • Build generational wealth and health?
I'M READY