STARTER PACK
Level up your personal finance journey with our bundle of essentials!
Learn how to save, spend, and succeed like a pro!
Whether you’re ready to start your journey to financial freedom or looking for practical tools to live better on your current income, this is your go-to resource bundle.
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What's includedÂ
- Cha-Ching Checklist: A step-by-step plan to overcome the overwhelm of starting your money journey with my personally curated list of money tools and resources
- Intro to CRUSH Your Money Goals framework:Â Seven 20-minute video lessons that walk you through CRUSH
- Budget For Freedom plan: A video tutorial that walks you through a 5-step personalized budgetÂ
- CRUSH Your Money Goals book: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom and one of “The Best Books for Personal Growth in 2025!” —Oprah Daily
About Bernadette Joy
Bernadette isn't your typical financial expert—she's a powerhouse with real-world experience. With two business degrees and a background in psychology, Bernadette knows how to blend academic knowledge with street smarts.
As a first-generation Filipino American and former corporate employee, she intimately understands the stress of financial uncertainty, even when the paycheck looks promising.
She's a featured money expert on CNBC, CNET, Forbes, MarketWatch, Yahoo Finance and has taken the stage at FinCon, SXSW, NASDAQ and TEDxHouston (just like Brene Brown!)
But here's where Bernadette truly shines: she's walked the walk. In just three years, she obliterated $300,000 of debt. And by her thirties, she achieved a net worth of over $1 million—all while working part-time hours. That's right—she clocks in just 20 hours a week.
