Dear Bernadebt Joy

Dear Bernadebt Joy

Hosted by: Bernadette Joy

I was $300,000 in debt including student loans and mortgages, living a lifestyle way above my means. Three years later my family had paid off all of it including our house! Now that I'm 100% DEBT FREE (that's right no...


4 Major Money Mistakes I Wish I Avoided

Season #4 Episode #1

If you’ve made big money mistakes before, it’s never too late to recover from them! The beauty about money is that even when you lose it, there’s plenty more to be made. In this episode, I discuss the 4 major money...
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3 Simple Rules To Save More And Pay Down Debt

Season #4 Episode #2

I learned that if I completely deprived myself of everything I enjoyed spending my money on, staying on my debt-free journey to millionaire status was not going to last very long. Finding the balance between living...
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What To Do When Your Parents Need Financial Help

Season #4 Episode #3

According to a 2021 Fidelity study, 40% of caregivers have experienced financial setbacks due to their responsibilities. In this episode, I share my experiences as a first-generation Filipina American constantly at...
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